:root{--primary:#022A7B;--dark:#011D56;--accent:#29BA22;--text:#101828;--muted:#667085;--surface:#F7F9FC;--white:#fff;--border:#E4EAF2;--shadow:0 18px 50px rgba(2,42,123,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--text);line-height:1.7;background:#fff}a{color:inherit}.container{width:min(1120px,calc(100% - 40px));margin:auto}.legal-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}.legal-nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.legal-logo img{width:150px;display:block}.legal-links{display:flex;gap:25px;align-items:center}.legal-links a{text-decoration:none;color:#475467;font-size:14px;font-weight:600}.legal-links a:hover,.legal-links a.active{color:var(--primary)}.legal-menu{display:none;border:1px solid var(--border);background:#fff;border-radius:10px;padding:9px 12px;font-size:20px}.legal-hero{padding:72px 0 58px;background:linear-gradient(135deg,#f7f9fc,#eef3fa);border-bottom:1px solid var(--border)}.eyebrow{color:var(--accent);font-weight:800;letter-spacing:.1em;text-transform:uppercase;font-size:13px}.legal-hero h1{font-size:clamp(38px,5vw,58px);line-height:1.08;color:var(--primary);margin:12px 0 16px}.legal-hero p{max-width:780px;color:var(--muted);font-size:18px;margin:0}.legal-layout{display:grid;grid-template-columns:245px minmax(0,1fr);gap:55px;padding:64px 0 90px}.legal-toc{position:sticky;top:100px;align-self:start;border:1px solid var(--border);border-radius:16px;padding:20px;background:var(--surface)}.legal-toc strong{display:block;color:var(--primary);margin-bottom:10px}.legal-toc a{display:block;text-decoration:none;color:var(--muted);font-size:14px;padding:6px 0}.legal-toc a:hover{color:var(--primary)}.legal-meta{color:var(--muted);font-size:14px;margin:0 0 32px}.legal-section{padding-bottom:32px;margin-bottom:32px;border-bottom:1px solid var(--border);scroll-margin-top:100px}.legal-section:last-child{border-bottom:0}.legal-section h2{color:var(--primary);font-size:27px;line-height:1.25;margin:0 0 14px}.legal-section h3{font-size:19px;margin:22px 0 8px}.legal-section p{color:#344054;margin:0 0 14px}.legal-section ul{padding-left:24px;color:#344054}.legal-section li{margin:7px 0}.notice{padding:17px 20px;border-left:4px solid var(--accent);background:#f2fbf1;border-radius:8px}.legal-footer{background:#061b4f;color:#dbe5f5;padding:44px 0}.legal-footer-inner{display:flex;justify-content:space-between;gap:30px;align-items:center}.legal-footer a{color:#fff;text-decoration:none}.legal-footer p{color:#aebbd0;font-size:14px;margin:5px 0}.reveal{opacity:0;transform:translateY(14px);transition:.55s ease}.reveal.visible{opacity:1;transform:none}.back-top{position:fixed;right:22px;bottom:22px;width:44px;height:44px;border:0;border-radius:50%;background:var(--primary);color:#fff;display:none;cursor:pointer;box-shadow:var(--shadow)}.back-top.visible{display:block}@media(max-width:850px){.legal-menu{display:block}.legal-links{display:none;position:absolute;left:20px;right:20px;top:70px;flex-direction:column;align-items:stretch;gap:0;padding:10px;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow)}.legal-links.open{display:flex}.legal-links a{padding:11px}.legal-layout{grid-template-columns:1fr;gap:28px}.legal-toc{position:static}.legal-hero{padding:52px 0 44px}.legal-footer-inner{flex-direction:column;align-items:flex-start}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}